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Hi Kelli here from FreebieFindingMom.com and
I'm just gonna take a few minutes and address the money questions that I've received this week
and as always if you have any other questions
Feel free to leave them in the comments or go ahead and message me on email, but whatever is easiest for you
And I think retaining - really finances and managing your money saving your money
oh, and if you're watching either on youtube or on facebook, please give me a
Please leave a comment. Let me know where you're viewing from. I just like to know where everybody is
is watching from it's it's just fun and
So like I was saying ask any questions you have
Pertaining to your finances whether that is how to manage your money
be it that investing or how to budget your money how to save money and even actually today I'll
Inform you of a way that you can make money from home
Because I tend to get several questions about that and I'm a pretty regular basis about how largely moms can make money from home
So I have an idea
Of something that you can do if it's of interest to you that I'll share with you a little bit later here
But without further ado
I want to go ahead and jump into a couple of the money questions that we've received this past week
The first one came from Anna and Anna one - no. She said they have some extra funds that they managed to
Set aside each month now and she wanted to know if they should be starting to save for their retirement
Or if they should be starting to save for their kids college
so
You know and you guys were so kind you responded back. Yeah, pretty much all in agreement to be honest and
And basically you had said you really need to start saving for retirement first
I know Barbara had mentioned that you should start saving for retirement
Because there's always going to be scholarships and financial aid available for your children for college
great my Barbara because as someone who has a
Lot of financially to put herself through college like loans and I have had France I've had scholarships
I also was a co-op in college, which is if you don't know what that is. It's basically like a paid internship. So
Yes, those are all options that you when your children get to that age when they need to be going to where they're going to
Go to college then there are a lot of different options available to them
So definitely start to say for your retirement first
If you have any additional funds now like Mandy said is she brought up a good point
It's getting harder and harder for people to even retire anymore because of the cost of living so
You know
She brought up that point and quite honestly like she said maybe your children won't even go to college never will go into the military
Maybe they will go into a skilled trade
so, um just you but if you can save for college, that's great and wasn't that mention that um,
Yeah that Charlotte brought up that good point
Like if you can say four colors for your children great
By all me and start it set up a 529 and for them and start saving for college
It's wonderful, but if you can if it's a decision of whether or not to say for college
or to save a retirement hands down start to save for your retirement and
Like I mentioned before Charlotte brought up the great point about you know
We don't really have our children a college education and I someone who did not have a college fund when I went into school
I
Basically, just you make it work and like Charlotte said she also went got her education and went through school and worked and it worked
Out just fine. Now. I'm gonna tell you it's gonna probably be stressful, but it's doable
I did it many many many people do it
and like I said
You'll probably your children will just have to likely do a combination of things
Like they have to they may have to work when they're in school, which I did which is not a bad thing
it's probably a great thing actually and
You know besides working and then getting loans which unfortunately many of us have to get as well
Grants or scholarships are great if you're eligible for any of those
So Anna to answer your question. I think we pretty much all agree
You really should start saving for your retirement
Before you start worrying about your kids college if there is any additional funds after you've saved for your retirement
Then by all means go ahead and put some money away the 529 for your children
and now I would one of the questions I wanted to talk about with Valerie's this week and Valerie made the comment that
She wanted our stiff question. She wanted to know where are the best place to get quality cheap swimsuits and
for kids and
Tricia I mentioned justice for girls since I don't have a girl
I don't I wouldn't know that but I do know that justice has super cute stuff because my friends like that store
For their kids, but Tricia mentioned justice Jacqueline
mentioned Old Navy which is one of them that came to my mind first Ross Marshalls our Burlington and
I mentioned target is another option that you can find cute clothes act and Beth had mentioned Costco has speedos and
Which is a good name brand?
I I've worn it for many years and then Rachel
Mentioned Kohl's which I love too
Especially with when you shop at Kohl's and getting all their coupons and promos and things you can really get great deals at Kohl's on
Name-brand stuff. So hopefully that helped you Valerie's
Places were to go to get quality
inexpensive
Swimsuits for kids and adults to be honest and number the store not just as perhaps but I know Old Navy sometimes has really cute
Suits and Target and Kohl's does so so today. So check those out if that's helpful a
Few other points I wanted to mention about what's going on here at crew be find a mom. The first one is I
Well, don't forget to mention that today the Kroger through Friday downloads
So if you have a Kroger or a Kroger affiliate store near you be sure to grab that download today
I think it's a called amp organic. I want to say it's it's some kind of a drink so grab that coupon today
I'll have another I think at least a couple of weeks to redeem that but be sure to grab that freebie and
Then another item I wanted to mention today is I was able to get my new finance video out called something
it was the best financial decision that I ever made and
I that was a fun video to do because I actually collaborated with a fellow bloggers friend whose name was also Kelly
She blogs over at freedom and a budget. So if
If you haven't checked it out I shared her video here
I believe it was mine morning on the Facebook page
But if you haven't checked it out if you're on YouTube or find my link here in Facebook
Be sure to check out Kelly and freedom in a budget. She's great
She has loads of great videos about money saving tips, and I'm living frugally and getting out of debt
so be sure to check her videos out and
Mine is up and it's live on
YouTube my best financial decision I ever made which
I will go ahead and put a link to that in the bottom of this post as well here on YouTube and on Facebook and
That was one thing I went to mention and then this weekend I'm gonna be taping I'm gonna try to tape it
we've got a busy weekend, but I'm gonna try to tape a video of
How you can save money?
making your own homemade face moisturizer and using essential oils now, I will say I
did some quick calculations for this last weekend and I
started basically
Just breaking out the cost of like buying a standard homemade face a by a standard face moisturizer verse making your own and quite honestly
you can save
Easily over $100 a year and that's not buying like expensive face creams or anything. That's like buying
Stuff at the grocery store at the drugstore now, if you go to one of those fancy stores in the mall to buy
You know your face cream and you would save even more so and actually that brings me to the point
Um, I have a video on how to make your homemade face moisturizer. I will share that down here as well
Just so that you have that as a reference
but what I'm gonna take this weekend is to show you the
Calculations how much exactly you can save by making your own homemade face moisturizer
so, like I said, it was over 100 dollars a year, so
Which brings me to another point is?
If those are using I use essential oils a lot of my DIY Beauty recipes if you follow a freebie finding mauve you'd know that
I loved sharing
homemade
Recipes or like skincare and just beauty recipes and those are just one of the ways as you can use essential oils
if you're not familiar with what essential oils are and
And most people probably are but if you're not familiar with what they are
They're really a way that you can just use them
Like I say a myriad of ways in your life in your family's lives to live healthfully to live more naturally and chemical-free
so a lot of people diffuse the oils in the air like we love diffusing more the centrist citrus scents like
Lemon is one of my favorites
Grapefruit, we really like to and having said that you can you can also use them topically and I last why I like these DIY
Beauty recipes I've got so many of them on the blog. It's not even funny
I mean if you go to free be finding moms calm and go to the DIY section
There should be a drop down for anything like homemade beauty products or for my Beauty recipes and in there you'll see
Just so many I'm probably over I bet I have about 50 by now and I still make them all the time actually. So, um
that is
One thing I'm going to be doing more of and I think it'll probably be sharing more recipes on how to make your own homemade
cleaners using essential oils too because what I think people don't realize is that you can see so much money using essential oils and
Which is why I am bringing them to young livings line
Anyways to you guys Young Living Essential Oils has been around for over
27 years a lot of people use them and love them and I think it'd be a good fit for you guys since
We're frugal and we'd like to have great products
But also save money doing it so lat which brings me to another item is last night. I had fun
We I taped a Facebook live video with my friend Stephanie and I here on youtube if you're watching on YouTube
I did share that video here on YouTube as well
But if the Facebook live with my friend Stephanie who's been selling Young Living Essential Oils for several years now
but
Basically, I wanted to kind of just give you kind of an overview of like how you can get started either using and or selling
Young Living Essential Oils, no mind you when a lot of people buy what they call this Young Living premium starter kit
Most people never sell them
But I wanted to mention it on the video because I thought it was important because I get so much feedback from you guys
that you want ways that you can make money from home and so once I learned like with Young Living Essential Oils
how I guess how easy it is for moms, and I mean for everybody but especially for moms you have limited time and
Need something that works and that they can actually you know
Get behind me passionate about and that they can make money for their family. I thought I got to mention it to you guys
So that's why we did the Facebook live last night. We'll do some more videos over time
Probably in the next week or so. I'll just try to more informative educational videos about essential oils and
But I'd love like I said use them for homemade beauty recipes that you can use them in cleaners
Like I said, you can use them gosh, like I say it's for healing and like to be honest
And I probably should mention the supposed to be honest
If you follow me on Instagram
You know this past week that I wiped out on a treadmill like full-on flew off the back the treadmill
so I used lavender essential oil to
To help the scrapes on my knee. I'll spare you from showing you what they look like
but um, they were really gross and now they're healing and that's the only thing I'm use on them is lavender essential oil, so
So anyway, so I use them that way too
So I diffuse them I use them for kind of cuts and scrapes and I've used them on cold sores before correct
That's what I usually use them on is a cold sore
I use them for DIY beauty recipes one of my favorite beauty recipes
Which I've actually done in YouTube that you want before is for a microdermabrasion paste recipe it is
so simple to make and I kid you not if it honestly may it leaves my skin feeling so soft and smooth and
so, um, so I encourage you if it's something that you have an interest in and you think you know,
You would like to explore being able to save money for your family
But and still live naturally
chemical-free
and then I encourage you look into Young Living Essential Oils whether it just to be to pick up a kit or whether just to
To sell them even potentially and just I don't talk too much about the selling aspect. You can watch the face book life
I thought that I taped last night, but if you're interested in in doing that
You would essentially be a member on my team and I would be the one helping you grow your team
selling in Living Essential Oils, but so that's that and then a 1-dimensional another thing is
Young Living Essential Oils now actually has an all-natural mineral makeup line, which I use and
Love and it's called savvy minerals if that's of something of interest to you. Message me or leave a comment on here
I'd be happy to give you more information about it. I love that line. I'll tell you why because I
I have only always only worn mineral makeup because
more information that you need but in high school, I had horrible bad acne, which is why I have like
crater sized pores today
but that's why I've never worn like the liquid foundations and stuff as I just felt it was like very clogging into my skin and
So that's why when I found out that Young Living was coming out with savvy minerals, which is a mineral makeup line
I was like, yes, finally because I
I was using the other kind of popular mineral makeup lines that I'm sure you probably know what those are
And they were working fine
But I love the fact that as savvy minerals has come out with a makeup line where the product is actually good for your skin
Because that's why the reason I don't like to wear a lot of makeup because that's like I don't want to irritate my skin
I don't aggravate it. I
It's just I just don't want that on top of my skin and like it feels like a blanket on my skin
I never held that way with savvier minerals. And actually the makeup is actually good for your skin. And so I think it's great
It's great for anybody
But especially if you have like a young girl who's starting to wear makeup?
I if I had a daughter that's exactly what I would use be savvy minerals on her because I feel like
Why not stress about what this stuff is actually good for your skin
It's not gonna irritate it especially if they have any like problem areas and their skin
I just I really like savvy minerals and so you can check out that line
They also have a Savi mineral starter kit that you can get and if you're interested in selling those you can sell
Saghini minerals as well. So that's just a I mentioned that because I like the products
I think you guys might as well and
Also because I get feedback from you guys asking how can I make money from home either?
I want to quit my job and stay home with my kids or am already mom
And you know, we've had discussions about this here on on our lives
It's just I want to be able to do some things that my husband won't either let me
Or I feel guilty spending the money or someone like that
So I love opportunities like this where it can empower you to feel like
You can bring in some money into the family and do with it. What you feel is what you want to do with it
So I just I don't know. I love empowering women for that reason, too
So that I think I touched on everything I touched on the kroger free Friday download me address those two questions
I talked about a new video coming out
and Also, I'll put a link down below for the video that I just put out this past week with in collaboration with Kelly. Akin
Freedom in a budget and oh one last thing if you do have any interest in essential oils
Learning about Young Living or and that whether you want to sell it or not
or whether you just want to get a kit or you just are curious about that and
Any of those are applicable you are more than welcome to join my new
Facebook group which is called oily friends. My son actually came up with the name
We came up with a few random names before he got down to oily friends, but he did get eventually down the oily friends
I was like, oh that's cute. I like that Ian
So, um, so my new facebook group called oily friends and in there
I'll share more tutorials more information about essential oils. And if you're interested in making a business or if you're just interested in using them
Or if you know if somebody who might be you're more than welcome to share this group with them and they can join
So I'll put the link for my new Facebook group also
down below here, so you can go ahead and join that if that's of interest to you and
Without further ado. It's really beautiful outside today. So I don't want to take up too much of your time
I hope it's really nice where you are as well. You have something fun planned with your family and friends as
Always please leave any money questions you have in the comments. I always come back and check them throughout the week back
I checked them at least once a day
So I will get to those even if you leave a comment three days from when I'm when I'm taping this it doesn't matter
I'll come back and get it. I promise and
Anyways, I hope you have a wonderful weekend planned and thank you so much for taking a few minutes to watch this. Bye. Bye
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