Hey I'm Adam Jusko from ProudMoney.com in this video we're gonna look
at which of the Delta SkyMiles credit cards is the best. But before we do that
I would ask you to please subscribe to our YouTube channel if you have not
already and if you have already I thank you for doing so. So there are four Delta
SkyMiles credit cards... you go from a no annual fee card all the way up to a card
with a substantial annual fee... we'll look at each one of these cards in turn, talk
about the pros and cons, who each card is best for, and then try to sort of name an
overall winner here. All four of these cards are from American Express and the
number one we're going to talk about is the Blue Delta SkyMiles card, which is
the no annual fee card of the bunch. It gives you two miles per dollar on your
Delta purchases, two miles per dollar on restaurant purchases --- which actually none
of the other Delta cards do give you, so this is sort of an interesting
point per mile perk on this no annual fee card that the cards
actually charging an annual fee are not giving you. So that's something to
consider. Other purchases you make with the card are going to get you one mile
per dollar. You can get a 10,000 mile bonus on this card if you spend 500
bucks within the first three months of having it. The other perk here is 20% off
your in-flight purchases when you use the card when you're flying Delta. So
that's pretty much it. Now some of the other perks that you might often
think of with a frequent flyer card like free checked bag or priority boarding, that
sort of thing, you're not getting those with this. This is really sort of a no
frills card here. It's really for someone that wants to try and build up
miles and get some free flights but doesn't want to pay an annual fee and
sort of the extras that sometimes come along with airline cards are not that
important to them. So that is the no annual fee Blue Delta SkyMiles card. Now
taking a step up is the Gold Delta SkyMiles
card and that has a $95 annual fee. You're going to get two miles
per dollar on Delta purchases, one mile per dollar on everything else. Like I
said before, that two miles per dollar on the restaurants is only for that Blue
Delta SkyMiles card --- the Gold card and these other ones do not have that. So
again, two miles per dollar on Delta purchases, one mile per dollar on any
other purchases you make. But you do get your other
perks like your first checked bag is free, you get priority boarding. You can
earn bigger bonuses. You can get 30000 bonus miles if you spend a thousand
bucks with this card in the first three months. You get a $50 bonus when you make
your first Delta purchase with the card assuming that is within the first three
months. No foreign transaction fees on this card or the other ones that I'll
talk about... that Blue Delta SkyMiles card actually does have foreign
transaction fees. You get discounted Delta Sky Club access, which is okay,
but you still have to pay for it. But this one is sort of a good card for
someone that wants the perks like the free checked bag and the
priority access --- something a little bit better than just earning miles like
with that Blue Delta card. So this is sort of that step up. You're paying a
$95 annual fee but if you're someone that travels with
any regularity you're going to be getting some perks off of this one that
it might make it worthwhile for you. And in fact in many cases it
will be worthwhile for a holder because we're assuming to some extent that you
fly Delta with some regularity here. Now the number three card is the Platinum
Delta SkyMiles card again that is going to be another step up from the
Gold Delta SkyMiles credit card. Essentially offers you similar things to
what the Gold Card has --- the two miles per dollar on Delta purchases, the one mile
per dollar on other purchases, the free checked bag, the priority boarding. But you
can get bigger bonuses: if you spend a thousand bucks in the first three months
you're gonna get 35,000 bonus miles, you're going to get 5,000 Medallion miles. You can
earn an extra $100 if you use this card for an actual Delta purchase
within the first three months of having it. Plus this has a bonus if you spend
more throughout the year... if you spend $25,000 or more throughout the year,
you're going to get a 10,000 point bonus plus 10,000 Medallion miles bonus as
well. Now the other big step up here from the Gold Card is the fact that you get a
Companion Certificate upon renewal of the credit card each year. So when you
renew the card you're going to get a certificates that will allow someone to
fly essentially free with you in the main cabin of the airplane. Now you still
have to pay any incidental taxes and fees that go along with any
sort of airline charges but you're getting that Companion Certificate. So
for this one it's really... it's just got that little bit of a step up
from the Gold Card. But this one has a $195 annual fee. So
the way you have to look at it is: Number One, you can look at those bonuses, even
though they're a one-time deal, but, Number Two, if you're going to hold the
card over the long term that Companion Pass is really the place where you want
to look. Obviously that Companion Pass is probably going to be worth more than
$100 if you use it every year, right? So going from a $95 annual
fee to a $195 annual fee is going to make sense for
you if you use that Companion Pass every year. If for whatever reason you don't
fly enough, that you're not going to book on Delta and then be able to
use that Companion Pass then maybe it wouldn't make as much sense. But overall
to step up from the Gold Delta and a $100 difference in the annual
fee is probably a good thing for most people --- or I should say there's a
value there to spending that extra $100 in annual fees. Then
the fourth card here is the Delta Reserve card. This is a big step up in
terms of annual fee --- you're now going to have a $450 annual
fee. Same basic perks as the other cards including the two miles per
dollar on Delta purchases, one mile per dollar on your other purchases, your free
checked bag, your priority boarding, all that sort of thing. Where you're going to
get your step ups here is the Delta Sky Club --- access is going to be free for you,
nobody else is getting that with any of these other cards. You can upgrade
priority over other people within your Medallion class or
whatever the terminology is that the Delta uses here, so you get some
priority there. You also get the Companion Pass that we talked about
before but you can also have that for first-class, so if you buy first-class
then you can bring someone along with you who also gets to fly first-class.
You've got some bigger upfront bonuses here,
and bigger yearly bonuses if you use the card for
over $30,000 per year, so again this is a card that just heaps on a
little bit more, or a lot more if you want that lounge access in
particular and that Companion Pass with first class, those sorts of
things. If you're someone that travels a lot, a lot of this stuff can be important
to you, and you can end up earning a lot. So if you spend a lot and you fly a lot,
this Delta Reserve card could make sense for you, even with the $450
annual fee. If lounge access isn't important to you and you don't really
fly that much, aren't going to put that much onto your card in charges, then it's
not going to make sense so much. So, looking at the four cards, which one is
the best? Well, like I said, each one is a little different based on who you are,
but overall we would probably say for most people that Platinum Delta SkyMiles
card is going to be the one that gives you the greatest value. Yes you're gonna
pay a $195 annual fee but you have some nice bonuses and
you have that Companion Certificate every year that is probably
pretty much gonna pay for that annual fee or you are gonna get value
there. Now if you're someone that wouldn't use that Companion Pass the
Gold Delta SkyMiles is very popular with many people because that annual fee is
lower so it feels like a little less of a hit, but it's a step up from
that no annual fee card that isn't giving you the perks like your
checked bag and your priority boarding. So we would probably say the Platinum Delta
SkyMiles, many people would say the Gold Delta SkyMiles. The cards on either end ---
the high end and the no annual fee end --- are good for certain people but probably
not the majority of people that are interested in a Delta SkyMiles credit
card. So that's it, thanks for watching. Please go to ProudMoney.com where we do
other credit card reviews and personal finance news and all sorts of other fun
stuff too. Thanks for watching. Bye.
For more infomation >> Delta SkyMiles Credit Cards - Which is best? - Duration: 8:38.-------------------------------------------
Bipolar 1 Disorder or Bipolar 2 Disorder - Which is Worse? - Duration: 6:03.
Bipolar one versus two which is worse I'm dr. Tracey Marks, a psychiatrist and I
publish weekly videos on mental health and self-improvement. Today I'm going to
be talking about the difference between bipolar one disorder and bipolar two
disorder and address the common misconception that bipolar two is a
milder form of bipolar one and therefore probably less of a problem. Bipolar
disorder is a mood disorder and it has two states: depressive episodes and
hypomanic or manic episodes. And manic episodes are defined as the following
and I'm going to read this because it's just too many words and it's taken from
our Diagnostic and Statistical Manual of Mental Disorders the fifth edition. Here
we go. A period of abnormally and persistent, elevated, expansive or
irritable mood and abnormally and persistently increased activity lasting
one week and present for most of the day, nearly every day. And then you have to
have three of the following or four if your mood is irritable instead of
elevated. Number one is inflated self-esteem or grandiosity - decreased
need for sleep, more talkative than usual or pressure to keep talking.
Number four flight of ideas or racing thoughts, distractibility, increase in
goal-directed activity or psychomotor agitation. You just can't stop doing
things. Excessive involvement in activities that have a high potential
for painful consequences such as things like going on buying sprees or getting
involved in business investments. Sometimes people become hyper sexual.
Also the symptoms caused clinically significant distress or impairment in
various areas of your life not just one little area. Hypomania has the same
symptoms except they only need to last for four days instead of a whole week.
Another main difference is that with hypomania
the symptoms don't cause any real impairment and in other words you're
still pretty high-functioning. Now the second part of bipolar disorder would be
to have depression or depressive episodes and I've talked in previous
videos about depression and I'll put a link in the corner for you to reference
Ii you want to watch that video. So bipolar one would be having episodes of
mania and depression. Bipolar 2 would be episodes of depression and hypomania.
If a person has delusions or any other psychotic symptoms, it's automatically
considered mania versus hypomania because with hypomania there's no
impairment. There's a good chance that if you have bipolar two disorder that you
can go all of your life and never have never be put in the hospital because of
your bipolar disorder. But with bipolar one, it's very hard, pretty uncommon for
someone with bipolar one to never have a hospitalization because the manic
episodes tend to be pretty destructive. Now knowing that, it's easy to conclude
that bipolar one disorder is much worse than bipolar two because the manic
episodes can cause a lot of problems. it's kind of like a tornado ripping
through and then you've got to clean up all the damage. But the reason bipolar 2
is not merely a milder form of bipolar one disorder is because people with
bipolar 2 tend to have a more chronic course to their illness. They also tend
to spend more time depressed than the people with bipolar 1 so bipolar 1 may
be more intense but bipolar 2 can be more chronic and persistent. Also the
number of lifetime episodes of hypomania and depression tend to be more for the
person with bipolar 2 then the person with bipolar 1. So did you get that?
People with bipolar 2 tend to have a more recurring episodes of
depression than the person with unipolar depression even. So in many ways although
bipolar two disorder may be less intense when it
comes to the mania at least, it can just create more overall dysfunction in the
person's life because of the lingering and recurring depressive episodes. Now I
said all this because I think in the past we as clinicians have tended to
think of bipolar two disorder is not really that bad and that's kind of
trickled down to patients in the way that they even think about their illness
and may even feel like you don't really need to get treatment for it because
it's just not that bad. And I think this is because we tend to focus on the
intensity of the mania and seeing that as more the thing to keep under control
but depression can be pretty debilitating and we're not talking about
like a hypo depression there's no such thing. The person with bipolar disorder
will have not as severe of a manic episode but they can have very severe
depressive episodes so the depression is still can be a big problem. And a reason
to continue in treatment and to maintain regular treatment to prevent
the bottoming out episodes with a depression. And a good medication regimen
can help reduce the overall burden of the illness by lessening the symptoms
and maybe even decreasing the number of recurring episodes that you have over
time. Thanks for watching. Leave me a comment if you have any questions or
even if you don't have any questions leave me a comment just to say "hi."
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గుమ్మం ముందు చెప్పలు ఏదిక్కులో విడవాలి | Which Side Remove Your Footwear In Front Of Door | Cheppulu - Duration: 6:41.
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Flash floods turn M2 'into a river' as Britain battles storm which could see two inches of rain fall - Duration: 4:37.
The UK is braced for further rain as forecasters warn some regions could see up to two inches fall in just a few hours
The Met Office today extended a yellow warning for rain across southern England which is due to last until 6am tomorrow, despite it originally set to end at 10pm today
The rain and thunderstorms have so far caused travel chaos with part of the M2 closed today and Cannon Street tube station in London was shut to some underground trains due to flooding
Across the capital London Fire Bridge were called to 50 flooding incidents at 30 properties in just one hour
A Met Office spokesperson said: "This is only the third time we have seen a storm like this in 10 years
The average rainfall for May is 57mm however some places, including Bexley have seen 19
5mm in just six hours. "However, it is often the case that in the summer months we see these short sharp rain showers, followed by a longer dry spell
That is the nature of the beast." The spokesperson added that it was predicted that some regions could see "up to 30mm in an hour or 40-50mm in a couple of hours
" The M2 was closed between junctions four and five while traffic officials battled the large amounts of standing water
Forecasters also warned that more thunderstorms were likely on Wednesday morning, however it was difficult to predict where
The Met Office added: "There is a small chance that homes and businesses could be flooded or struck by lightning, causing damage to some buildings
" The latest weather warning comes just days after services at Stansted Airport were severely disrupted when a lightning strike left the aircraft fuelling system temporarily unavailable
Some flights due to land were also diverted to airports more than 100 miles away
In the West Midlands, a person was rushed to hospital on Sunday night after being rescued from the roof of a car submerged in floodwater
A man in his 80s died after his vehicle became submerged in floodwaters in Walsall
Residents of Selly Oak, Birmingham had to be rescued by firefighters using boats
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Which Raiders offensive player has the most to prove this season? - Duration: 2:19.
For more infomation >> Which Raiders offensive player has the most to prove this season? - Duration: 2:19. -------------------------------------------
Which current NFL players deserve a Super Bowl ring the most? - Duration: 4:10.
For more infomation >> Which current NFL players deserve a Super Bowl ring the most? - Duration: 4:10. -------------------------------------------
Which NFL team is flying under the radar? - Duration: 3:25.
For more infomation >> Which NFL team is flying under the radar? - Duration: 3:25. -------------------------------------------
Dhamaal, Housefull, Kick, Hera Pheri, Krrish: Which Franchise Film Are You Most Excited About? - Duration: 8:49.
Dhamaal, Housefull, Kick, Hera Pheri, Krrish: Which Franchise Film Are You Most Excited About?
The franchise culture has taken over the Hindi film industry as the next few years will see the release of several franchise films like Dhamaal, Housefull, Kick, Hera Pheri, Krrishto name a few.
The franchise culture was alien for Bollywood a few years back, and it was only the English film industry that was riding on the power of franchise.
However, the success of films like Golmaal 3 and Golmaal Again, Tiger Zinda Hai, Singham Returns, Fukrey Returns, Housefull 2, Dhoom 2 and 3, Krrish and Krrish 3 has resulted in makers attempting to create several franchises.
Franchise have an added benefit as far as Box-Office prospects are concerned as not just do the star-cast of the film have a fan following, but the franchise independently also commands a loyal fan following among the audience.
While Race 3 is another franchise film up for release, we would keep that aside as the film is merely 15 days away from its release.
Here's the look at the franchise films up for release in next few years:.
Total Dhaamal.
Star-Cast: Ajay Devgn, Anil Kapoor, Madhuri Dixit, Riteish Deshmukh, Javed Jaffery.
Release Date: 7th December 2018.
Total Dhaamal is the third installment of the successful Dhamaal Franchise and as the name suggests, we expect a "Total Dhaamal" film from Indra Kumar and team, that would make the audience laugh out loud.
After the terrific success of Golmaal Again, it would indeed be exciting to see Ajay Devgn back in comic avatar.
Housefull 4.
Star-Cast: Akshay Kumar, Riteish Deshmukh, Bobby Deol, Kriti Sanon, Pooja Hegde.
Release Date: Diwali 2019.
With Sajid Khan back to directing Housefull 4, we hear that the film commands a solid story-line with tons of situational humour.
Being a festive release, we expect nothing but fireworks at the Box-Office.
The film will also mark the return of Akshay Kumar to the comedy genre, 3 years after Housefull 3.
To add onto the excitement, the film will release in 3D.
Kick 2.
Star-Cast: Salman Khan, Jacqueline Fernandez.
Release Date: 20th December 2019 (Christmas Release).
Salman Khan will be back to essay the much loved character of Devil AKA Devi Lal Singh.
The film is the second installment of Kick, which became Salman Khan's highest grossing film upon its release in 2014.
The film will be helmed by Sajid Nadiadwala, who has promised a film bigger and better than the first part.
Hera Pheri 3.
Star-Cast: Akshay Kumar, Suniel Shetty, Paresh Rawal.
Release Date: Early 2020.
This is indeed the most exciting franchise film for me, as it will see Akshay Kumar, Suniel Shetty and Paresh Rawal reunite to play the much-loved characters from Hera Pheri Franchise i.e.
Raju, Shyam and Baburao.
The film is the third installment of Hera Pheri Franchise, which is known for a lot of humour and terrific chemistry between the three male leads.
Indra Kumar has been roped in to direct the comic caper.
Krrish 4. Star-Cast: Hrithik Roshan.
Release Date: 18th December 2020 (Christmas Release).
Hrithik Roshan will team up with his father Rakesh Roshan yet again after the humongous success of films like Kaho Na Pyaar Hai, Koi Mil Gaya, Krrish and Krrish 3.
If reports are to be believed, Rakesh Roshan is planning to shoot Krrish 4 and Krrish 5 simultaneous just like the Baahubali Franchise and has massive plans in place to take the franchise forward.
That apart, Krrish is the only successful Super-Hero Franchise in India till date, which is a commendable feat.
Which of the above 5 franchise films are you most excited about? Let us know.
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