Thứ Ba, 7 tháng 11, 2017

Youtube daily which Nov 7 2017

Welcome to Homebuyer's School

brought to you by Brookfield Residential

Hello and welcome to this edition of

Homebuyer's School.

I'm your host Karl Yeh.

This is Cory McDonald

with Brookfield Residential, Community Manager, and

today the question we're going to answer is

"What is the cost of building your home versus buying your home, and what

are the positives and negatives?

Absolutely!

I think to start off with building your own home, there's maybe a smaller market,

and we're typically looking at larger parcels of land, more expensive estate

style homes, where you're buying a piece of land and then independently contracting

out builders and trades to build your dream home.

The benefit to this is they're usually

choice locations.

So we're looking

at just outside the city on bigger

parcels of land with great views.

and the ability to customize at that point.

So you get to basically do whatever

your heart desires in the style of home, your dream home typically, and putting

in slides from your upstairs to your downstairs or the full height

windows to ceilings.

Things like that is kind of

the benefits of going in that route.

I think most buyers are going to fit

into the realm of building with a current

builder developer.

Most of the land is already owned by developers, and they're

selling that land off to builders

who are able to buy larger parcels of that land and have the credibility

and the background to do that properly.

I would say that the benefit is obviously the price right, because these builders

typically have a little bit more of a buying power.

The amount of buildings that they're doing,

they're buying inventory for more than just

one or two homes, typically.

So they get costs down, for the cost of

the trades, cost of supplies, and even

the efficiency, so even building times

are a little bit quicker as well.

Especially as we get into the more

price sensitive homes right, if we're looking

into the condos the town homes, or even smaller single family homes,

you're not going to be able to do too much customized buildings from the ground up

if you're looking at finding something affordable in that price range.

So yeah, the biggest benefit of that is

the affordability, I think secondly to that is

because these builders have been

doing it for so long or a little bit

longer, they have the experience of

what functionally works in a home with

professional design teams, to know

there's a purpose behind why certain

floor plans are doable, and why others

maybe don't make sense.

Cause I've seen it a couple of times

when people do make specific

customization's on their home,

and then they move in and they're

really excited and then they realize

that it doesn't work.

That reminds of that Simpsons episode

where his brother asks him to build

a car, and then the car turns out to be-

no one in the market actually wants it

except for him, right?

And I think that's one thing you need to take

a look at too is, the resale value.

So if you build something that's crazy

but fits you, eventually you're going to

have to resell it, right?

Or you die and somebody inherits your home

and they're either going to have to live with

what you chose, or they're going to have

to try and sell it, right?

So one hundred percent, is those

builders have that in their mind, and

part of, you know that lifestyle that

you're living -what the seller of the home,

-or what the builder is trying to do is

-we're a service industry, we're trying

to service what fits your lifestyle.

The style of home, the community

you want you and your family to live in,

part of that is also the resell-ability

of your home and the community and

if we have a bunch of those Homer cars

as houses that's going to play detrimentally

into how you are going to be able to sell them down the road too.

So let's say for example if you are planning

to build your own house, and I know you

mentioned that developers would sell it to builders.

Can you actually buy it from a developer?

Let's say I want that specific -just that

little piece of land, I want to build my

dream house in that specific area,

can you going to a developer and say,

"Hey, here's my money, I want to own that little parcel."

Some developers do, and again we are

looking more specifically at estate-style areas

or outside of the of the city more specifically,

generally no, if you're trying to find in the

middle of a street that's already predetermined

to be with 'Builder A'.

If you go to talk to the developer maybe they do,

but I haven't heard too many stories of that.

Awesome, well thank you very much for that

information, thank you very much for

joining us and we'll catch you next time.

That's another edition of Homebuyer's School

Tune in next time for more expert

tips and tricks, and visit

homebuyersschool.ca to bring you

one step closer to finding your dream home.

As with everything, it would be great if

you Like and share our videos.

Also please let us know if you have

any home buying questions

you want us to answer.

For more infomation >> Cost of building vs. buying a house: Which is better for you? - Duration: 5:11.

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How to see that which song or music is copyrighted || YouTube music || Easiest way - Duration: 1:15.

hi guys welcome to my new video

today i will tell u how to blur any object of video

so lets start

open creator studio

click on create

then click music policies

u can see these songs are copyrighted so u cant use this song in your videos

there are to many songs

hope u will like it please subscribe and leave a comment for more videos

For more infomation >> How to see that which song or music is copyrighted || YouTube music || Easiest way - Duration: 1:15.

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I'm a Celebrity 2017 lineup: Which celebs are entering the jungle and when does it start? - Duration: 4:51.

I'm a Celebrity 2017 lineup: Which celebs are entering the jungle and when does it start?

With The X Factor and Strictly Come Dancing around the corner, it can only mean one thing: the countdown for Im a Celebrity. Get Me Out of Here! 2017 is on too!.

Last year the series was a huge ratings success for ITV, with millions tuning in to see Gogglebox legend Scarlett Moffatt crowned Queen of the Jungle.

The audience peak for the 2016 finale reached a whopping 11.4 million – the highest since 2013.

But will the show be able to achieve the same success this year? Well, ITV has set the bar pretty high and will need to be pulling out all the stops to stand a chance.

So what tricks has the broadcaster got tucked up its sleeve? Heres everything we know so far. Im a Celebrity 2017 air date: When does it start?.

We have an official premiere date! On Sunday, November 4, ITV confirmed that we were just two weeks away from watching another batch of celebrities tackle bugs, critters and all other sorts of fears in their bid to be crowned King or Queen of the Jungle.

Or in actual date form – is what you need to know.

Im a Celebrity 2017 hosts: Are Ant & Dec returning?. Geordie icons Ant McPartlin and Declan Donnelly have presented the ITV series ever since it launched 15 years ago, back in 2002.

The show wouldnt be the same without them. However, some fans werent too confident that the pair will be returning this season following Ants admission into rehab.

Reports claimed that Holly Willoughby was in line to replace Ant while he made his recovery – but ITV boss Kevin Lygo confirmed on August 24 that Ant will not be taking a break for too much longer, and they expect him to return once again for the reality series.

Im a Celebrity 2017 cast: Which celebrities will be taking part?. Theres still a few months to go until the new series starts but ITV bosses are already in final talks with celebrities who will be entering the jungle this year.

A lot of names are currently doing the rounds on the rumour mill, from soap actors to reality stars to rappers – but which of them will actually be in the jungle this autumn?.

Check out the rumoured campmates below and see what you think.

Rumour has it that ITV bosses have been begging Jennie – aka Fizz of Corrie – to do IAC for years. Now, shes finally accepted their offer according to The Sun.

Jennies been on the wishlist for some time and, after a lot of persuasion, shes agreed to take part this year, a source told the paper.

Corrie have given it the green light because theyve been able to reschedule her storyline filming  —  so everything has finally fallen into place. Shes bubbly and great fun, so the hope is shell be a great ad­dition.

The producers are over the moon to get her..

Last series, her hubby competed, now insiders think 2017 could be Frankies year in the jungle. She recently hinted to The Mirror she wouldnt mind signing up for IAC: I think now Waynes done it and he lov.

For more infomation >> I'm a Celebrity 2017 lineup: Which celebs are entering the jungle and when does it start? - Duration: 4:51.

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Instagram Story VS. Snapchat Story? Here's Which Social Media Platform You Should Use For Business - Duration: 3:33.

For more infomation >> Instagram Story VS. Snapchat Story? Here's Which Social Media Platform You Should Use For Business - Duration: 3:33.

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Reading the Letters Patent by which the Commissioners have been appointed - Duration: 4:57.

For more infomation >> Reading the Letters Patent by which the Commissioners have been appointed - Duration: 4:57.

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Josh Zuniga | Which Topics Make You Stand Out as a Realtor? | Tip 06 - Duration: 1:33.

If I was just a client and I wasn't even an agent, but I see there is "Just Sold" and

this and that or whatever. I was like, there are so many other agents doing that,

I get kind of tired of seeing that in my feed.

So, how am I going to stand out? What's different about me?

That, I think, is what is the biggest play on how you need to do, you know,

portray yourself into the marketplace.

Because that's going to make you stand out. Not just holding another

open house video, just like everybody else.

And I realized that and very early on, but I also, I wanted to share it too,

because I felt there were wonderful things going on in my life that I wanted to share

and communicate with others. Through community service-

I'm a part of two organizations, 1Mission and reKindle here within Phoenix.

Through faith- I'm a big believer in Christ, you know, and I want to share

the beautiful message that he shared with me and that I want to communicate,

you know, to the world effectively.

Through family- family is really big with me. You know,

I have a wonderful relationship with everyone in my family and even

my little nieces and nephews and I'm going to go coach football with them,

you know, tonight, and then we have a game tomorrow.

And then also real estate. Real estate is just one of those four slivers.

So, they know exactly who I am, what I do, where my heart is at and

what I do for business. So, when you learn and attach to

those four spheres and tell what your story is, that allows people to engage into

your reality show and really understand who you are as a person.

And that establishes more trust on the end user, because, like I said, you want to

establish that trust for people to like you and actually do business with you!

For more infomation >> Josh Zuniga | Which Topics Make You Stand Out as a Realtor? | Tip 06 - Duration: 1:33.

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Corporate or Treasury Bonds Which Bonds Are Better - Duration: 3:12.

Corporate and Treasury bonds can help you turn your nest egg into an income stream.

In fact, generating a steady income stream to supplement your pension may be one of the

hardest parts of retirement.

Bonds have a set interest rate and they usually pay twice a year so you know exactly how much

income you should receive and when you can expect to receive it.

You can plan your budget around both the timing and the size of the anticipated interest payments.

Choosing which type of bonds to buy Treasury bonds are issued by the United States

government and are backed by the "full faith and credit" of the government and its ability

to tax the American people.

Treasury bonds are incredibly popular because of their perceived safety.

The United States has never defaulted on its bond payments, giving investors confidence

in its ability to pay.

Because of the relative safety of Treasury bonds, their interest rates are lower than

other bonds.

If you want to get the safest income stream that is available from bonds, Treasury bonds

may be a good choice.

Be aware, though, that all bonds, including Treasury bonds, can fluctuate price while

you hold them, so you could lose money if you sell a bond before it matures.

If you're looking to generate higher income from bonds, consider buying corporate bonds.

Corporate bonds are issued by companies from around the world.

Just like people, corporations have credit scores that you can use to estimate whether

they'll repay the loan.

The lower the credit score of the company, the higher interest you can earn… and, of

course, the higher the risk.

Take note: there have been corporate defaults in the past, so you'll want to diversify

your holdings between multiple companies.

Diversification within different types of bonds can build a stronger portfolio.

For more information on using corporate or Treasury bonds to create an income stream

in retirement, read The Retirement Planning Book, which discusses bond investing at length.

Free download: Profile-Financial.com/rpb

For more infomation >> Corporate or Treasury Bonds Which Bonds Are Better - Duration: 3:12.

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WHICH EVIL DICTATOR KILLED THE MOST PEOPLE - Duration: 16:38.

WHICH EVIL DICTATOR KILLED THE MOST PEOPLE

by Edward Morgan

10 Most Evil and Hated Dictators of All Time

Some people make horrible decisions, others are just bad presidents, a few are bloodthirsty,

many are extremists, a couple are warmongers, and all of these guys are a mix.

Ten of our political leaders in the last 130 years have been the architects of the most

horrific genocides, systematic murders, blockades, brutal wars, and policy reforms history has

ever recorded.

Where to begin?

Maybe an icebreaker for you next dinner party?

Did you know the word �genocide� was coined in 1943 to describe when the Armenians were

slaughtered haphazardly by Turkish leader Ismail Enver?

Until then there was no specific word for it in our language.

It makes me think about how much more cognizant we�ve become in this last century to these

events.

So, a quick toast between you and I to a more peaceable future where less of what follows

below is allowed to happen.

Sit back, but don�t relax.

10.

Yakubu Gowon (1.1 million deaths)

Breakdown: 1 million civilians on the wrong side of a blockade caused by a war of secession

in Nigeria and 100,000 soldiers who died in that war.

It starts as many sad stories do with precious beautiful oil.

It had been found in the Niger delta where tensions were already high between the Eastern

region (led by Ojukwu) and the rest of the country (governed by Yakubu).

A dummy agreement was signed between them called the �Aburi Accord�, but it meant

nothing to either leader.

Yakubu started to put pressure on the region, and tested how much sway he had in the area

versus Ojukwu.

Well Ojukwu being no slouch declared secession from the rest of Nigeria and became the �Republic

of Biafra�.

This began a war that caused the deaths of 100,000 soldiers, and much worse, a blockade

on the region which starved 1 million civilians.

9.

Mengistu Haile Mariam (400,000 � 1.5 million deaths)

Breakdown: As president of Ethiopia and colonel of �the Derg� (communist militia) Mengitsu

systematically killed those against him in the �Red Terror� campaign.

Mengistu Haile Mariam is (as in still alive) a politician who presided over Ethiopia from

1974 to 1991.

The way he got into power was by smothering the previous president Haile Selassie although

he has denied those rumors.

His biggest claim to fame is the Ethiopian Red Terror which was a campaign of repression

led by the Derg (communist militia in Ethiopia).

In his introductory speech Mengitsu yelled, �Death to counterrevolutionaries!

Death to the EPRP!� Then he took three bottles filled with blood and threw them to the ground.

It was an auspicious beginning to say the least.

Thousands were killed and found dead on the streets in the years that followed.

Much of the murdering can be attributed to the friendly neighborhood watch there known

as �Kebeles�.

As if killing innocents wasn�t enough they would then charge the family a tax to return

the dead body to them.

The tax was aptly named �the wasted bullet�!

Are you serious Mengitsu?

However there was an even more gruesome fate of being left on the street where wild hyenas

would fight over the dead.

The campaign has been described as one of the worst mass murders ever in Africa.

Mengitsu is even known to have garroted people to death.

8.

Kim Il Sung (1.6 million deaths)

Breakdown: Unpopular among his people Kim used the U.S. as a scapegoat and forced the

country to believe in his delusion or else.

Before our very own Kim Jong-Il was his murderous father Kim Il Sung who led North Korea in

a terrible direction.

He fought for a command economy that allowed the government to make all decisions for the

country.

For various reasons the people never seemed to love the man, and so his hold on power

was tenuous at best.

Like most crazies he blamed somebody else, in this case the USA, and said they had spread

disease throughout its population.

He also pulled a Stalin, and had large-scale purges.

His underlying reason was that it would scare people into believing he was telling the truth.

Kim�s purge was a little different than Stalin�s though in that there were no trials.

During his tenure prison camps sprung up all over the country to contain the ever growing

masses of people against Kim Il Sung.

7.

Pol Pot (1.7 million deaths)

Breakdown: Forced city folk to relocate to farms and forced them into hard labor.

Pol Pot was the leader of the communist movement in Cambodia.

He attempted to �cleanse� the country and it resulted in the death of an estimated

1.7 to 2.5 million people.

There was an interesting policy going around called agrarian collectivization which he

put into practice in the late 1970�s.

Basically it forced city folk to head out to the farms to do some labor and vice versa

for farmers.

As you might guess, and hindsight is 20/20, neither group was very good at their new jobs.

Pol didn�t stop at enslaving his own people though.

He also didn�t feed them well, gave them little medical care, and executed many of

them.

The net result was killing off approximately 1/5 of the Cambodian population!

6.

Ismail Enver Pasha (2.5 million deaths)

Breakdown: 1,200,000 Armenians (1915) + 350,000 Greek Pontians and 480,000 Anatolian Greeks

(1916-22) + 500,000 Assyrians (1915-20)

He began his career as a Turkish military officer and leader in the Young Turk revolution.

Eventually he rose to power and led the Ottoman Empire in both Balkan Wars and World War I.

As a war minister Enver was not very useful, and was defeated over and over.

His crushing loss at the Battle of Sarikamish needed a scapegoat, and that�s when he decided

to blame Armenians for the failure.

That is what began what is now known as the Armenian Genocide.

The word �genocide� was coined to describe this event.

Etymology from Wikipedia: Coined in 1943 by Raphael Lemkin (1900�1959),

a Polish�Jewish legal scholar, to describe what the Turkish government (ca 1915�18)

perpetrated against the Armenianpeople, now called the Armenian Genocide.

From the stem of Ancient Greek (g�nos), �race, kind� or Latin �tribe, clan�

(-cide).

5.

Hideki Tojo (5 million deaths)

Breakdown: Waged unprovoked wars against China, USA, Netherlands, and France.

Hideki Tojo was a general in the Imperial Japanese Army.

He assumed the position of Prime Minister and held Army Minister concurrently.

As if that wasn�t enough he also held other major positions like Home Minister, Foreign

Minister, Education Minister, and Commerce Minister.

His major contributions to education were teaching militaristic and nationalist indoctrination.

His version of homeland security was approving eugenicsmeasures which essentially made a

distinction between pure blood and mixed blood Japanese families.

During World War II Tojo started winning battles and the public loved him for it.

He really bought into the Nazi Kool-aid, and held steadfastly with Germany.

When the tide turned, and he began losing, it was devastating.

Eventually he went into seclusion.

He was tried for war crimes and found guilty of waging wars of aggression, wars in violation

of international law, and waging unprovoked war against many countries.

Not to mention ordering, authorizing, and permitting inhumane treatment of Prisoners

of War.

4.

Leopold II of Belgium (2-15 million deaths)

Breakdown: Created a colony called the �Congo Free State�, enslaved its people, and forced

them into labor plants.

Leopold II was the King of the Belgians, and believed in colonialism.

He thought acquiring colonies overseas was essential to a great country and was always

scheming.

The problem was Belgium really didn�t care, and so Leopold went into business for himself.

He started a company that seemed like it was doing good called the International African

Society.

A year later he used that company to travel to Congo, laid claim to a plot of land 14

times the size of Belgium, and made 14 countries agree (USA included) that he was free to rule

it with his own private militia.

He then forced the indigenous populations into forced labor, created a bustling rubber

industry, and abused his workers grievously.

Missionary John Harris on returning from Congo said:

�I have just returned from a journey inland to the village of Insongo Mboyo.

The abject misery and utter abandon is positively indescribable.�

Estimates of the death toll range from two to fifteen million which could all have been

avoided if 14 countries didn�t hand him the keys to the car!

3.

Adolf Hitler (17 million deaths)

Breakdown: Concentration camps and civilians in WWII.

Adolf Hitler was the leader of the Nazi Party.

He was the absolute dictator of Germany from 1934 to 1945.

He gained support by promoting values like German nationalism and anti-semitism.

Hitler was appointed chancellor in 1933 and began the Third Reich.

Hitler was power hungry as all hell, hated the shit out of Jews (and others), and wanted

hegemony in Europe.

The militarization that was needed to complete such a lofty goal led to the outbreak of World

War II.

Nazi forces engaged in the systematic murder of as many as 17 million civilians, an estimated

six million of whom were Jews, and 1.5 million Romanis.

2.

Jozef Stalin (23 million deaths)

Breakdown: The great purges and Ukraine�s famine.

Jozef Stalin was the first Secretary of the Communist Party from 1922 � 1953.

After Lenin�s death in 1924, he became the leader of the Soviet Union.

Stalin didn�t take long in launching a new economy that screwed up food production across

the country so bad it caused massive famine.

Between 1922-23 it reached such catastrophic proportions everything went to shit.

In Ukraine this dark period is known as Holodomor.

Its widely believed that Soviet policies caused the famine there and was designed as an attack

on Ukrainian nationalism.

Estimates on the total number of casualties within Soviet Ukraine range from 2.6 million

to 10 million!

During the late 1930s Stalin launched another wonderfully titled initiative called the Great

Purge (also known as the �Great Terror�).

It was a paranoid campaign to kill off the people who opposed him, and his targets were

often executed.

In 1939 Stalin agreed to a non-aggression pact with the Nazis.

Eventually Germany violated the pact, the Soviet Union joined the allies, and they racked

up 23.9 million deaths (the largest death toll in the war).

1.

Mao Zedong (49-78 million deaths)

Breakdown: Policy reforms like the Great Leap Forward and the Cultural Revolution.

Mao Zedong was a Chinese revolutionary, political theorist, and communist leader who led the

People�s Republic of China.

Mao, while controversial, is still widely considered a savior of the nation.

I did a semester abroad in China in 2001 after falling in love with its history, and was

surprised in my conversations that many people thought Mao had done 70% � 80% good things.

During his first five years from 1949 � 53 he is said to have systematically killed between

4 to 6 million people by sentencing them to die or by sending them to �reform through

labor� camps.

He organized mass repressions, established execution quotas, and defended his actions

in these early years as necessary for securing power for �The People�s Republic of China�.

His social programs the Great Leap Forward and the Cultural Revolutionare two of the

most ill-fated, poorly named, initiatives ever.

The first was an effort to rapidly industrialize China.

His focus was on making China a premier exporter of steel, and to this end he asked everybody

to make it.

The problem was it got many citizens to make smelting shops in their backyards.

Not only was the steel of little value, but it was made from everything lying around the

house including their own cooking supplies!

Without the tools to make food, no money coming in from the steel, and no money to survive

~ a lot of people starved to death.

The estimates on this program alone are 20 million deaths!

Think about that number.

Really think about it.

Then ask yourself� why would you EVER let someone back into power after such an insanely

bad decision.Well, they took the reigns away from him for a short time.

In the interim Mao started the socialist education movement.

He aimed the concept at young ones who would eventually wrest the power away from the older

guard.

By 1964 this movement was renamed the �four cleanups movement� whose goal was cleansing

politics, economics, ideas, and organization of �reactionaries�.

This led to the formation of the �Red Guards� who were organized to punish intellectuals

and take out Mao�s political adversaries.

The Cultural Revolution was now underway, and its overriding mission was to abolish:

Old Customs, Old Culture, Old Habits, and Old Ideas.

Something Mao fervently believed in was that destruction and chaos could bring re-birth.

So he told his followers to destroy buildings, sacred objects, talk back to ones elders,

punish them, turn them in, and kill those who did not agree.

By 1968 things were starting to look pretty good for Mao all over again, and so he put

into place the decade long �Down to the Countryside Movement� which forced young

intellectuals to move out to the country to become farmers.

Sadly, the people he pushed out there were the same Red Guards who had helped him get

power.

Estimates of the death toll are between 40,000 � 7 million depending on who you ask.

Finally, there is the 100 flowers movement which just needs an abbreviated mention here.

Mao asked people to come forth and tell him how he should govern China.

Intellectuals and liberals bit at the chance to tell him what they really thought, and

were encouraged by the Communist party to do so.

Then in a sudden change of heart, or an incredibly crafty mission to out his haters, the government

persecuted 500,000 of them who were considered to be �dangerous thinkers�.

Mao is essentially like that girlfriend/boyfriend who keeps on taking a shit on you, but is

so damn charming you hardly notice.

His policies and political purges from 1949 to 1976 caused the deaths of 49 to 78 million

people.

The moral of the story is ~

Let�s stop allowing evil political dictators to take office.

And if we do have someone bad in office we can find better ways to get them out than

murdering them, wars, and aggressive confrontations.

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